Karmaflow
Program Brief · Public DocumentKF-CSB-2026-03 · Issued May 28, 2026 · Cohort closes June 8, 2026
An underwritten AI deployment program

Get an AI workforce running in your business.Free for Canadian businesses with 10 or fewer staff.

A three-stream deployment program for Canadian businesses ready to put AI to work. Fully underwritten for teams of 10 or fewer, with subsidized access for others. Start with practical AI support for everyday work, then deploy autonomous agents where the business needs scale — customer conversations, follow-ups, bookings, triage, internal workflows, and operational handoffs.

Program sponsored and delivered by Karmaflow and LumehAI.

Applications close June 8, 2026. Cohort seats are limited.

01FoundationsGet fluent and pick the right assistant for your business.FREE
02Quick WinsYour AI wired into your stack, plus a first agent live on real work.$3,850FREE
03Full WorkforceDeep internal setup and a production agent running end to end.$5,700FREE
The pairing

Two layers that fit together. One complete workforce.

Inside, your assistant helps your team think, draft, analyze, and decide. Outside, Karmaflow agents handle customer conversations, follow-ups, bookings, triage, and operational handoffs.

Inside the business
Your AI assistantClaude, ChatGPT or Copilot

Collaborative intelligence. Light, owner-approved, immediate.

We wire the subscription you already use into your tools, with plugins for Claude and connectors for ChatGPT and Copilot, then configure the workflows that fit your business.

  • QuickBooks, HubSpot, PayPal, Canva, Docusign, Google Workspace, Microsoft 365
  • High-return workflows across finance, ops, sales, marketing, HR
  • Owner approves before anything sends, posts or pays
Outside and heavy internal
KarmaflowAgent platform

Autonomous, multi-step, enterprise-grade. Supervised on top of the loop.

The no-code platform for building custom agents that run on their own, end to end, across customer-facing channels and complex back-office work.

  • Full customer-facing conversations across chat, voice and email
  • Multi-step internal operations no packaged workflow covers
  • Autonomous by design, humans on top of the loop rather than inside it
Together

Inside, owner-approved. Outside, autonomous. That is the workforce.

Delivered by Karmaflow and LumehAI, the Canadian applied AI agency that helps small businesses run both, whatever assistant they are on.

See it in your world

New to AI agents? Start with your industry.

The fastest way to picture what an agent does for you is to see one running in a business like yours. Each industry view shows the exact work agents take on, where they hand back to a human, and the outcomes from live deployments — so you walk into your session already knowing where to point it.

Explore solutions by industryOpens in a new tab, so you keep your place on this page.
Why now

The distance between firms compounds quietly.

The teams that ship a working agent this quarter are not running ahead because the technology is new. They are running ahead because every customer conversation they handle with judgement, at any hour, in any language, is a conversation their competitors are still queueing in an inbox.

Six months from now the gap is not a feature gap. It is a compounding gap in customer trust, response time and the shape of the team.

We put together this program so the cost of getting started is not the reason a Canadian small business chooses to wait.

The three streams

A ladder, not a menu. Start where you are.

Foundations gets you fluent and on the right tool, no subscription needed. Quick Wins turns that subscription into returns this week. Full Workforce is the complete picture, internal and external. Apply for one or stack them.

Start here · No subscription needed
Stream 1 · Foundations

Foundations. Get fluent, pick the right tools.

1 hour complimentary · Custom 2+ hour on request · Virtual or onsite

Open to everyone, subject to approval. No AI subscription required.

The on-ramp. Learn to work with AI well, then choose the assistant that fits your business before you commit to a stream.

20 minUsing AI efficiently, effectively, ethically and safely. What good looks like.
15 minAI capabilities and limitations, and what that means for using AI in practice.
15 minShaping AI behavior so it works the way your business actually runs.
10 minChoosing the right assistant for you: Claude, ChatGPT or Copilot, and why.

You leave knowing how to work with AI well and which subscription fits your business, ready to move into Quick Wins. Want more depth, the custom 2+ hour format is scoped and priced to your team.

Starter · First ROI in week one
Stream 2 · Quick Wins

Quick Wins. Your AI inside, a first agent outside.

2 hours · Virtual or onsite

Requires a Claude, ChatGPT or Copilot subscription. Claude preferred.

For owners who want returns this week. Get your AI assistant genuinely useful inside the business and ship a first Karmaflow agent on the outside.

30 minConnect your assistant to the tools you already pay for. Claude plugins, or connectors for ChatGPT and Copilot.
45 minPick three high-return workflows and configure them against your actual books and pipeline.
30 minStand up a first Karmaflow agent on one customer-facing task, guided by the team.
15 minApproval gates, when to approve every step and when to let it run, plus Q&A.
$500Karmaflow platform credit so your first agent keeps running after the session.

You leave with AI connected to your stack, three workflows live, and a first Karmaflow agent running on real work.

Advanced · Most complete
Stream 3 · Full Workforce

Full Workforce. Internal and external, end to end.

Half-day · 4 hours · Virtual or onsite

Requires a Claude, ChatGPT or Copilot subscription. Works across all three.

For businesses ready for the complete picture. Deep internal work across your tools and a production autonomous agent handling work outside.

1 hrHow Karmaflow agents work, the four-layer workforce lens, two walkthroughs of live production deployments.
1 hrDeep internal setup: connectors and custom connectors across your assistant and your tools.
1 hrScope your agent shape against the workflow you actually run, customer-facing or internal.
1 hrBuild, configure and deploy a production agent on Karmaflow. You walk out with one live agent.
Pick your agent shape
Customer-facing · Inbox triageCustomer-facing · Booking and intakeCustomer-facing · Quote follow-upInternal · Back-office reasoningCustom (5-day review)
$1,000Karmaflow platform credit plus a 14-day trial so the agent you deploy keeps running after you leave the room.

You walk out with a production agent live on Karmaflow and the runway to keep it running on real work.

Pricing

Every tier is visible. Nothing hidden.

The free tier is the headline. Subsidized and full rates are right here too, so you know exactly what you are applying for before you fill anything in.

Stream 1 · Foundations

One hour, complimentary for every approved applicant. Get fluent and choose the right assistant for your business. No AI subscription required. A longer custom format is available, scoped and priced to your team.

FREE1 hour · custom format priced to scope
Tier
Stream 2 · Quick Wins
Stream 3 · Full Workforce
Canadian SMB, 10 or fewer staffFully underwritten by program sponsors
FREE$3,850 fully underwritten
FREE$5,700 fully underwritten
Canadian business, 11+ staff, Ontario50% subsidized from the full rate
$1,92550% off · CAD
$2,85050% off · CAD
Canadian business, 11+ staff, outside Ontario25% subsidized from the full rate
$2,88725% off · CAD
$4,27525% off · CAD
International business, any sizeFull rate, virtual delivery only
$3,850Full benchmark rate · CAD
$5,700Full benchmark rate · CAD
Onsite deliveryConsistent across all three streams. Virtual is the default. Onsite is opt-in, billed on top, and is not eligible for the free tier or the subsidies.
Ontario+ $3,500
Anywhere else in Canada+ $6,000
International+ $13,000*

“Fully underwritten” means the deployment fee is paid by the program. Existing third-party AI subscriptions, such as Claude, ChatGPT, or Copilot, remain the customer's responsibility.

*International onsite delivery is quoted per engagement and confirmed on application; $13,000 is an indicative starting estimate.

Prices in CAD. All sessions delivered through August 31, 2026. Every application, including the complimentary Foundations seat, is reviewed and subject to approval.

The partnership

Karmaflow and LumehAI. A Canadian partnership built to put AI to work.

We joined forces to help Canadian small businesses adopt AI rapidly, safely, and ethically, with real ROI rather than hype, so you leap ahead of the curve instead of chasing it. The same people show up to every session. No rotating bench, no junior delivery team. LumehAI runs the streams, and Karmaflow joins the Full Workforce build for the technical work.

Lubabah Bakht
Lubabah Bakht
Co-founder, LumehAI

Leads the hands-on build work across Quick Wins and Full Workforce.

LinkedIn
Hellen Costa
Hellen Costa
LumehAI

Hosts every stream and reviews every application personally.

LinkedIn
Justin Hacker
Justin Hacker
Co-founder, Karmaflow

Joins Full Workforce for the technical build, roughly a quarter of the session.

LinkedIn
Proof from live deployments
Who this is for

The free tier is selective. Here is the bar.

We are choosing a small cohort on purpose so each business actually ships something. If you do not meet the criteria for the free tier, the subsidized and full-rate seats still apply.

Who qualifies for the free seat

  • Canadian business, registered and operating
  • 10 or fewer full-time staff
  • A real operation, roughly 50 inbound customer conversations per month or a clear plan to grow there
  • A Claude, ChatGPT or Copilot subscription for Quick Wins and Full Workforce. Foundations needs none, and is where you choose one.
  • A use case where AI genuinely helps. Karmaflow and LumehAI review every application together and approve at their discretion.
  • Anyone from the company can attend. A decision-maker is recommended but not required.

What we ask of you in return

  • Bring a real workflow, not a hypothetical
  • Show up with the person who actually runs that workflow today
  • Be open to the case-study opt-in. It is not required, but it helps us run the program next year.
  • For Full Workforce, plan to keep the Karmaflow agent running through the 14-day trial so we can see the first live conversations together.
Questions

Common questions, directly answered.

Yes, for approved Canadian businesses with 10 or fewer staff. Foundations is complimentary for every approved applicant. Quick Wins and Full Workforce are underwritten for eligible businesses, which means Karmaflow and LumehAI absorb the deployment cost. Existing third-party AI subscriptions, if used, remain the customer’s responsibility.

For Quick Wins and Full Workforce, yes. We work inside the assistant you already pay for. Claude is preferred because of its plugins for small business, ChatGPT and Copilot are supported through connectors, and Copilot also through custom connectors. Foundations needs no subscription. It is where you get fluent and choose the right tool before you commit.

The inside layer is your AI assistant wired into the tools you already use, light, collaborative, owner-approved before anything sends, posts or pays. Karmaflow is the agent platform for autonomous, multi-step, enterprise-grade work that runs end to end with humans on top of the loop rather than inside it. Inside-the-business AI versus outside-and-heavy-internal AI. They are complementary, and most successful small businesses run both.

No. Foundations is the on-ramp and assumes no prior AI. Quick Wins assumes you have a subscription and want returns this week. Full Workforce is the advanced path. Start where you are, and stack the ones you want. If you are brand new, Foundations first makes the rest land faster.

No. Anthropic runs their own SMB Tour. This is the Canadian program LumehAI is running independently, with Karmaflow as the agent-platform partner. Anthropic is not co-sponsoring or running this offer, and the program is not tied to any single assistant.

LumehAI is the Canadian team that sits next to small businesses while they figure out how to put AI to work. They are not a workshop company and not a reseller. They get you fluent in Foundations, wire your assistant into your tools in Quick Wins, and lead the Karmaflow agent build in Full Workforce.

No catch and no obligation to keep paying for anything after the session. We do ask for two things: that you bring a real workflow rather than a hypothetical, and that you let us write about the result if it goes well. The case-study opt-in is checkable, not required.

Yes, anywhere in Canada, and onsite is consistent across all three streams. Virtual is the default. Onsite is opt-in and carries the delivery fee shown in the pricing table. Onsite is not eligible for the free tier or the subsidies, and is not available outside Canada.

Ten or fewer staff, a Canadian business, a real workflow.
This program was built for you.

Start with Foundations or apply for the full ladder. Hellen from LumehAI will respond within two business days.

Applications close June 8, 2026
Sponsored byKarmaflow×LumehAI· Not affiliated with Anthropic's SMB Tour
Sessions delivered through August 31, 2026